Loan Options


FHA HECM Reverse Mortgage

A Home Equity Conversion Mortgage (HECM) is the Federal Housing Administration’s (FHA) federally backed reverse mortgage program and the most popular method for seniors to withdraw some of the equity in your home. To be eligible you must be 62+, own your home, be able to pay ongoing property charges, taxes and insurance, and the home must be your primary residence.


FHA HECM for Purchase Reverse Mortgage

An FHA HECM for purchase is when a senior, age 62 or older, can buy a new principal residence using the proceeds from a reverse mortgage loan. This program enables these homeowners to relocate or downsize to a home that better meets their physical needs.


Jumbo Reverse Mortgage

When senior homeowners have significant property value or a high-value home ($1 million or more) a jumbo reverse mortgage allows them to access more of their home equity. This comes in handy when borrowers are interested in loan proceeds that exceed the standard HECM reverse mortgage of $625,500.

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